Vision
Ayan Financial was established with the vision of making finance knowledge more accessible to teenagers and high schoolers not only across the nation, but with a global reach: finance without borders. I want to connect experts to students, and provide teenagers with the most up-to-date research on the distinct areas within finance so they can keep up with the evolving field. I write monthly newsletters, containing both a podcast interview with a finance professional, and two articles on current issues in finance. I distribute this newsletter to a global mailing list of highschoolers, as well as to the business/DECA programs at high schools across the country. Ayan Mahajan
high school student
I am a high school student interested in the world of finance. It’s such a broad field and most teens don’t understand the depth of it; they see it as a field of finance bros from “The Wolf of Wall Street.” But finance is truly intricate, from VC, to lending, to insurance, to M&A, to quant trading, and has the ability to empower individuals, families, and businesses. Outside finance, I’m a nationally ranked PF/LD debater as well as founder and head coach of MagnetIQ, a Long Island debate club. I am a founder and producer of the annual Long Island Teens Finance Conference, a Congressional Award Gold Medalist, and an awarded researcher in quantitative analysis and digital economics.
Recent Posts
My takeaways on the different corners of finance
Podcasts
Articles
Credit Risk and Fintech Lending
How do fintechs decide who to give loans to? Watch along as Cristian Mandachescu and I break down the hidden mechanics of fintech credit scoring and what it means for borrowers and investors.
Robot Lenders: How AI is Changing the Credit Risk and Lending Landscape
AI is quietly reshaping who gets access to loans and capitals and its deciding the terms. Read to explore how machine learning is disrupting traditional lending systems, what risks it poses to banking, and how companies can use it to their benefit.
Mergers & Acquisitions
Watch along as Dr. Sanjiv Sobti and I unpack the financial and legal forces driving today’s M&A landscape, how prospective M&A bankers can situate themselves for success, and how to better understand this unique market.
Why the US stock market is so resilient
The Fed’s Balance Sheet
The Federal Reserve holds trillions in assets, and every move it makes ripples through markets worldwide. Watch along as Ethan Heisler and I decode what’s on the balance sheet, why it matters, and where it’s headed.
The effect of Venezuela’s political crisis on banking and finance in Latin America
Venture Capital Deep Dive
Watch along as Julian Roeoes and I discuss about what a career in Venture Capital looks like and how the VC world operates, from deal flow to term sheets to fund dynamics.
How the economics of retirement differs in the US vs Germany: A Global Analysis
Two of the world’s most advanced economies have radically different answers to the same question: how do you fund a life after work? Is one model better than the other? Come read this first of many global collab articles on Ayan Financial.
Financial Planning
Most people learn about money too late. In this episode, Alexey Sokolov and I break down the fundamentals financial planning and how to think smartly about your money in a way that schools don’t teach you about. Watch along to learn about budgeting, investing, and building wealth on your own terms, no matter what your starting point or situation is.
How the FED’s balance sheet has changed over the past two decades.
The Federal Reserve’s balance sheet once sat below $1 trillion. Today, in the aftermath of a series of economic crises from the repo market crisis to the Covid-19 pandemic, even after aggressive quantitative tightening, the balance sheet remains historically massive. We trace exactly how the Fed’s holdings have shifted over the past couple of years, and what that could mean going forward.